Risk Analyst

DLL Group is a fully owned subsidiary of the Rabobank. Our close relationship with our customers and communities is at the heart of our company culture and made us to what we are today: a healthy and successful organization with secure and stable foundations for all its activities based in more than 25 countries. Throughout our existence, we have grown strongly, steadily and profitably. Learn more about us on www.dllgroup.com

DLL Group is a global provider of leasing, business finance and mobility solutions. Our asset-based financing programs help our customers to grow their business and enhance profitability.

DLL Leasing DAC is a fully regulated Retail Credit Firm and supervised by the Central Bank of Ireland.

We are seeking to appoint a Trainee Risk Analyst for DLL Group in Ireland.

The DLL Ireland Risk Division primarily covers small / medium ticket leasing portfolios alongside tailored asset finance solutions and is involved in supporting global and local vendor programs across diverse business segments such as Food & Agriculture, Construction, Transport, Office Technology, Commercial Finance, Clean Tech & Energy Transition.

This is a fantastic opportunity to join a successful global financial business and gain valuable career experience working in a dynamic and challenging financial environment. Following an extensive training period, the successful candidate will be expected to graduate to full Risk Analyst role within the credit team.

During your training period you will be rotated through all areas of Risk including Credit Assessment (both small ticket and large ticket), Commercial Finance and Portfolio Risk Management etc. Your initial focus will be in the area of Commercial Finance supporting our Dealer Stocking program.

Find out more here about how you can unleash your full potential at DLL

Day to day:

• Preparing credit write ups as a sound basis for own decision-making or decision making by senior risk members.
• Detailed financial assessment of financial information and being comfortable with detailed written and verbal financial statement analysis.
• Working closely with internal sales teams to obtain required information on the deal and communicate decision.
• Working closely with internal Commercial Finance operations teams for Dealer Limit management / approvals.
• Occasionally attend dealer and end user meetings / calls to complete due diligence. This will be supported by senior credit analyst.
• Supporting generation and development of portfolio reporting.

All members enjoy

• Two working days per year volunteering for a local charity.
• Health and Wellness program including healthy food, free health checks, fun health & vitality activities.
• Flexible hours with possibility to work from home
• Career development opportunities: online learning, member development programs.
• Click this link for an overview of all the benefits in your region.

“We lead the way in meeting the need for flexibility and transparency which our customers increasingly expect”

Essentials:

This role would be suitable for someone coming out of university who is personable, has an interest in the wider finance world & is keen to make a valuable contribution from the start, in a finance company with a global reach. The ideal candidate should exhibit or possess the following characteristics and experience:

• Strong financial analysis skills & the ability to analyse data, identify patterns & draw conclusions. Specifically regards profitability, cashflow analysis & balance sheet assessment.
• Strong written and oral communication skills to communicate effectively with both technical & non-technical audiences.
• Organized and structured approach, whilst being comfortable working with short turnaround times.
• Friendly and approachable member who is able to network and help encourage enthusiasm in colleagues, customers and team members to reach a common goal.
• A team player who is willing to “go the extra mile” when required, via a flexible / adaptable approach to daily workload.

The job provides an opportunity to join a successful financial services provider and the potential to develop your career through the global organisation in future years. The successful candidate will be offered an attractive remuneration package, commensurate with education and experience. This includes a competitive base salary, bonus and benefits package.

 Education:

• Qualified Financial Advisor (QFA) or Approved Product Advisor (APA) in Loans, with up-to-date CPD hours for the relevant Continuous Professional Development (CPD) years. (If no APA held, the candidate must commit to qualifying within a two-year period to achieve APA in Loans at a minimum)
• A relevant 3rd level education in the field of business, finance or accounting is required.

Central Bank requirements for a Control Function (CF):

• Fitness & Probity: Fitness and Probity Standards 2023 (centralbank.ie)
• Individual Accountability Framework: Guidance on the Individual Accountability Framework (centralbank.ie)
• Minimum Competency Code: Minimum Competency Code 2017 (centralbank.ie)

Choose wellbeing

DLL’s wellbeing ambition is to educate, equip and empower members to build connections, manage their mental, emotional, physical and financial wellness and maintain balance between work and the other priorities that make up their lives.

Our four wellbeing categories are as follows:

• Connection – Build meaningful connections with other DLL members
• Health – Manage mental, emotional and physical health
• Finance – Provide learning opportunities to help members achieve personal financial health
• Lifestyle – Maintain balance between work and life priorities

These are the things that matter to our members and the wellbeing of our members matters to DLL

Settling in

At DLL, we are many things. We are team members, family members, community member. We are members of society, members of different cultures and nationalities. Members of change. We each have different beliefs, different passions, different viewpoints, talents and interests. We come from different backgrounds, cultures, nationalities and histories.

But for all of our differences, we share one thing in common: each of us are members of DLL.

Our company was founded in the Netherlands. But today we are truly a multinational business. Our unique culture is rooted in higher collaboration, less hierarchy and a honest directness that enable us to integrate, ideate and innovate across country lines.

Many companies say they are European, American, Asian or Australian, at DLL we are all these places and more.

We are a cross-culture collaborative – an interconnected network – that comes together every single day with one goal in mind: Partnering for a better world

Good to know:

• Deadline for application: June 20th (Due to high volume of applications this requisition may close prior to posted close date)
• The selection process may involve an assessment.
• Applications via email will not be reviewed. Please apply online via our career website.
• DLL’s referral program applies
• #LI-BEN
• #IND123
• For more information, you can contact Ben Sumbler, Talent acquisition partner via ben.sumbler@dllgroup.com

DLL appreciates the time you spend applying to our openings. We advise only those who qualify for an interview will be contacted. Hiring subject to successful completion of a background check.

DLL is an equal opportunity employer. We are committed to inclusive, barrier-free recruitment and selection processes and work environments. If contacted for an employment opportunity, please advise Human Resources if you require accommodation in accordance with our values and all applicable legislation.