Our organisation
Your function
In the position of Junior Risk Analyst, you will be responsible for translating business needs of GBU’s and Countries into an optimized flow (underwriting) process with heavy reliance on automated credit processes as well as optimizing the manual decisioning process, coordination of the implementation and testing process related to automated credit scoring in a way that optimizes the trade-off between profitability and risk limitations, and for reporting and monitoring (1st line of defense) as it related to retail credit decisioning.
- Monitor and analyze process, scorecard, and portfolio performance and pro-actively inform management about required actions.
- Design, implement & maintain automated credit decision tools and processes in line with business requirements and the procedural and regulatory frameworks, to ensure efficient and effective use of decision-tools.
- Lead and/or actively participate in projects to enhance the risk management processes and performance.
- Liaise and work together with many different (international) stakeholders.
- Pro-actively involve group functions to discuss and have improvements prioritized in the automated decision process.
- Interact with IT and define requirements for the application process.
- Ensure decision engine (Crivo) is well functioning in all countries.
- Lead the rerating processes in the applicable countries.
- Support the countries identifying and obtaining new data sources to improve digital processes.
Your profile
- Bachelor's degree in Business Administration, Accounting, Engineering, Economics, or related fields.
- Advanced Excel skills.
- Intermediate SQL knowledge.
- Intermediate Python proficiency.
- Intermediate data analysis.
- Good communication skills.
- Critical thinking.
We offer
- Two working days a year volunteering for a local charity.
- Health and wellness program, including healthy food, free health checks, fun health and vitality activities.
- Flexible hours with the possibility of working from home
- Career development opportunities: online learning, member development program.
Additional information
- Connection - Create meaningful connections with other DLL members
- Health - Manage mental, emotional and physical health
- Finance - Provide learning opportunities to help members achieve personal financial health
- Lifestyle - Maintaining a balance between work and life priorities
Interested?
- Applications by e-mail will not be considered. Please apply online via our career site;
- Referral program applies.